All you need to know when you lodge a funeral claim

Does the Fund provide cover for the stillborn/ newborn?
• YES- Provided the principal member is a female. A male principal member is required to produce a marriage
certificate/ registered customary marriage certificate on application stage for the funeral benefit and when lodging a funeral claim to prove relationship between the child’s mother and himself.
Does the Fund cover foreign nationals?
• NO- The Fund only covers people with South African identity documents, as insurers don’t have policies that cover
foreign nationals.
Does the Fund cover extended family members?
• YES- However, the only extended family members the Fund covers are principal member’s parents and parents in
law.
Which dependents are covered on the family Funeral Benefit?
• Principal member’s spouse and children under the age of 21 years.
Are my family members and extended family members automatically covered by virtue of me being a
member of the Fund?
• NO- Your family members and extended family members will only be covered if registered as such on the family
funeral cover form, duly completed by yourself and submitted to the Fund.
Can two or more members of the fund cover and claim for the same person?
• NO- Only one claim can be paid for one life assured.
– Example: -Spouses who are members of the Fund, can only lodge one claim in the event the extended member
passes away (parents and parents in law).
– Siblings belonging to the Fund who have covered their parents- only one claim will be paid in the event the life
assured passes away (parents and parents in law).
– Parents belonging to the Fund who have covered same children- only one claim will be paid in the event the life
assured passes away.